Product Details
Consumer Loans
Hyderabad
A Quality Product from
Andhra Bank [View Profile]
Hyderabad - India
Description :
Purchase of new consumer durables like TV, VCR, Refrigerator, Washing Machine, Computer etc.
Eligibility
Salaried persons, pensioners drawing salary/pension through Andhra Bank branches
In case of others (including Self-employed Professionals etc)the minimum proven annual income shall be Rs.30,000/-,
Quantum
10 months gross salary in the case of salaried class.
40% of annual income in case of others.
Margin
25% of value of durables.
Security
Hypothecation of consumer durables.
Repayment
60 months.
Other Conditions
Proof of income, latest income tax assessment order in case of non-salaried persons letter of undertaking from the salary/pension payment authority for deduction of EMI.
Net take home pay should be 40% of the gross salary.
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Andhra Bank deals in :
NRI Services: -Particulars of NOSTRO Accounts Maintained by International Banking Division Mumbai. -List of branches authorised to handle / transact foreign Exchange. -Mandatory fields for Wire Transfer of funds in EUR to any Branches of Andhrabank. -Mandatory fields for Wire Transfer of funds in GBP to any Branches of Andhrabank. -Mandatory fields for Wire Transfer of funds in USD to any Branches of Andhrabank. International Business Services: Exporters: -Advising Letters of Credit established by foreign buyers -Obtaining Credit Report on buyers abroad -Negotiation of documents under Letters of Credit Collection of Bills -Packing Credit Finance in Indian Rupees -Packing Credit Finance in Foreign Currencies -Export Earners' Foreign Currency Account -Forward Exchange cover. Importers: -Opening Letters of Credits on behalf of Bank's Constituents -Issue of Bank Guarantees on behalf of Bank's Constituents -Collection of Bills -Obtaining reports on Exporters/Sellers abroad -Facility for remittance of proceeds by Mail Transfer/Teletransfer/Swift -Import loans in Foreign Currency -Loans for import of capital goods. Student Services, Services to International Tourists, Services to Businessmen, Services for Medical Treatment Abroad.
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